SeASONED ADVISORS WHO "GET IT" 

We've served 2,000 first responders with honest guidance and zero pressure tactics. We understand the unique risks and rewards of your career, and we're here to protect your family with real expertise, not sales pitches.

40+

Years combined

Who We are

Advisors Who Listen First

We're a tight-knit team of four advisors with 40+ years combined experience serving California's first responders. What sets us apart? We actually understand the work you do and the risks you face.Every conversation starts with your story, not our pitch. We explain your options clearly, answer every question honestly, and never pressure you into decisions.

FAQ

Your Questions Answered

Do you work with businesses of all sizes?
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How do I get started with your services?
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What industries do you serve?
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How long does it take to see results?
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Why Edgewater

MEet your Advisors

Real experience. Real understanding. Real results for first responders like you.

James Garaner

Founder, Lead Advisor 20+ Years Experience

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Ready to start a conversation? 

Personal relationships with experienced professionals who understand your world

CUSTOMERS

WHAT THEY SAY

Hear from the people we've helped prepare for life's uncertainties

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J.T.
San Francisco, Fire

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H. M.
Police Chief, San Jose CA

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S.M.
EMT, San Mateo

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Built for your shift: Available evenings and weekends. Let’s connect for a quick 15-minute introductory call.